/ /
Privacy Policy REF · PKS-PRIVACY-2026-05

How Pakstoor handles your information.

Pakstoor (Pty) Ltd is the Responsible Party for personal information processed on this platform. Our practices are aligned with POPIA (Act 4 of 2013), the primary data protection law applicable to Pakstoor as a South African business. We also follow GDPR-style fair-processing standards for any cross-border users from jurisdictions where those apply.

Privacy Policy Aligned with POPIA Cape Town · ZA In effect Reviewed 9·05·2026

What we collect, in plain view

Data categories

Seven categories of data, each for a specific purpose. Full detail in the sections below.

  • Account data

    Email, password hash, optional profile fields.

  • Transaction data

    Listing, deal, payment status, and amounts, handled through the escrow / payment partner.

  • Listing photos and other images

    Uploaded by sellers as part of a listing or by parties as part of a dispute.

  • Message moderation

    Platform messages and support exchanges, retained for safety and audit.

  • Identity and trust signals

    Verification status, trust-level inputs, and dispute history.

  • Device and security data

    Login attempts and IPs for fraud checks and platform integrity.

  • Formal Protected Review evidence

    Photos, notes, and timelines tied to a specific dispute.

Responsible Party & registration

Registered

Our Information Officer is registered with the Information Regulator of South Africa under registration number 2026-013758. Pakstoor is registered with the Information Regulator and has submitted its PAIA Annual Report.

Article 01 Collection

Information we collect

The buckets, not every field. Minimal where possible.

Account data

Name, email, mobile number (if you provide one), hashed password, profile details, communication preferences (transactional SMS toggle, marketing consent), and a record of consents and opt-outs. South African ID details where verification is required.

Transaction data

Listings you publish, offers made and received, completed deals, ratings, public listing Q&A, and private buyer-seller chat exchanged inside the platform. Courier waybill numbers, declared values, delivery addresses, courier-event records, payment references, and payout records held with our regulated escrow partner.

Listing photos and other images

The images you upload to listings or to your profile. We process images for safety and quality: an automated optical-character-recognition (OCR) pass scans every photo for contact details (phone numbers, email addresses, links) that would push a transaction off-platform; a first-photo AI vision pass (currently using a small multi-modal model from our cloud AI partner) may help pre-fill category, title, brand, model, and condition fields where they are empty; and basic image-quality checks discourage blurry or unsuitable photos. Images may be downsized and re-encoded before storage. We do not use images for third-party advertising.

Message moderation

Listing Q&A and private chat may be moderated (automatically and, where necessary, by a human admin) to prevent fraud, off-platform contact-exchange, prohibited-goods activity, harassment, and abuse. Moderation does not turn message content into marketing data.

Identity and trust signals

Where required for payouts or higher-risk activity, we may collect, or receive from our regulated escrow partner, the outcome of FICA-aligned identity and bank-account verification, plus risk-screening signals. We do not run our own liveness check today; identity verification reaches us as a verified/not-verified result from the escrow partner.

Device and security data

IP address, browser/device fingerprint, session metadata, login events, two-factor state, and fraud-risk signals. Append-only audit logs of high-risk actions (payouts, listing boosts, dispute outcomes, admin overrides).

Formal Protected Review evidence

Where a transaction enters Formal Protected Review, Courier & Insurance Review, Direct Party Resolution, or Fraud Escalation, Pakstoor may process parcel photos, waybill images, serial or IMEI images, item condition photos, chat records, timestamps, courier tracking events, IP addresses, device data, account-risk indicators, and related evidence submitted by buyers, sellers, admins, couriers, or payment partners.

Evidence should be uploaded inside Pakstoor. Do not send ID documents or Formal Protected Review evidence by email unless Pakstoor specifically instructs you to do so through an approved process.

Article 02 Purpose

Why we collect it

We process personal information to:

  • operate your account and the marketplace;
  • facilitate protected payment through our regulated escrow partner;
  • book and track courier delivery, and surface delivery and inspection state;
  • verify identity and ownership where required for payouts, FICA, or high-risk activity;
  • prevent fraud, abuse, off-platform deal-routing, prohibited-goods activity, and money-laundering or sanctions-related conduct;
  • handle Formal Protected Review cases, Courier & Insurance Review, Direct Party Resolution, and Fraud Escalation, and preserve the evidence record;
  • provide support, respond to queries, and answer POPIA requests;
  • comply with legal, regulatory, tax, accounting, and audit obligations;
  • secure the platform, investigate incidents, and maintain audit logs;
  • improve the service, including AI-assisted listing autofill and image-moderation checks.

We do not sell your personal information. We do not use it for third-party advertising.

Article 03 Sharing

Sharing with third parties

We share personal information only as needed to run the service.

Current operators and processors include:

  • TradeSafe:regulated escrow partner; receives buyer/seller details for FICA-aligned KYC, holds funds in trust, runs identity and bank-account verification, and pays out sellers. Pakstoor does not itself hold customer funds.
  • The Courier Guy (Shiplogic):courier partner; receives names, contact details, collection and delivery addresses, parcel descriptions, declared values, and tracking events necessary to fulfil shipments.
  • Cloud hosting and edge security providers:including Amazon Web Services for compute and storage and Cloudflare for CDN, WAF, DDoS protection, and bot defence (Turnstile).
  • OpenAI:image-vision API (gpt-4o-mini) used only on the first photo a seller uploads, to pre-fill category, title, brand, model, and condition where empty; AND AI-assisted case advice generation during Protected Review investigations, where Pakstoor limits and privacy-scrubs the information sent for AI-assisted review support. AI output does not make the final decision; Pakstoor admin review remains responsible for the outcome. OpenAI processes the request as an API processor under its no-training-by-default API terms; Pakstoor does not opt in to model training on customer data. Image OCR (which scans listing and avatar images for off-platform contact details) runs on Pakstoor's own servers and is not an external sub-processor.
  • Resend:transactional email delivery.
  • BulkSMS:transactional SMS delivery (WASPA-aligned operator).
  • Zoho Books:accounting partner; receives commission and settlement records under a signed Data Processing Addendum.
  • Law enforcement and regulators:only where legally compelled by valid process, or where required to protect users or comply with applicable law.

Article 3A Communications

Communications and transactional SMS

Security codes, courier deadlines, payout events. These messages are part of running your account.

We send transactional notifications (security codes, offer alerts, courier-collection windows, delivery confirmations, dispute notices, and payout events) by email and, where you provided a mobile number, by SMS. Sending these messages is necessary for the performance of your contract with Pakstoor. Without them you may miss security alerts, courier deadlines, and payout events.

Marketing messages, where offered, are sent only with separate opt-in consent.

Article 04 Retention

Data retention

Kept while needed, no longer than the law requires.

We retain personal information for as long as it is needed for the purpose collected, and as long as required by law. Indicative periods:

  • Account data:retained while the account is active, plus up to 5 years for FICA-related obligations.
  • Transaction records:up to 7 years (tax and accounting law).
  • Chat and listing Q&A:up to 2 years after the related listing or deal closes.
  • Formal Protected Review evidence:retained for the longer of the dispute lifecycle and any applicable legal, regulatory, or audit period.
  • Security and audit logs:retained as needed for fraud prevention and incident review.

You may request earlier deletion where legally permitted. Where deletion is not permitted (for example, statutory retention), we restrict further processing to the original purpose.

Article 05 Your rights

Your rights (POPIA s. 11(3), 23, 24)

Access, correct, delete, object, or complain.

You may: access a copy of the personal information we hold about you (s. 23); correct information that is inaccurate or out of date, or request its deletion where the responsible party is no longer authorised to retain it (s. 24), subject to FICA, tax, dispute, and fraud-prevention retention; and object to specific processing on reasonable grounds relating to your situation (s. 11(3)). You may also lodge a complaint with the Information Regulator under POPIA s. 74. See our POPIA compliance page for how to exercise these rights, the eight conditions for lawful processing, and the relationship between POPIA and PAIA.

Article 06 Security

Security

Technical & organisational measures, on the record.

Passwords are hashed with Argon2id. Session cookies are httpOnly, Secure, and SameSite=Lax. We limit access to sensitive records on least-privilege principles, keep immutable audit logs of administrative actions, encrypt data in transit (TLS 1.2+), enforce TOTP-based two-factor authentication on admin accounts, and review security controls on an ongoing basis. Data Processing Addendums (DPAs) are maintained or being put in place with selected operators who process data on Pakstoor's behalf, including Zoho.

Article 07 Cookies

Cookies

A short list of strictly-necessary cookies, no advertising.

We use strictly-necessary cookies for authentication and a minimal analytics cookie for service improvement. No third-party advertising cookies are set. See our Cookie Policy for details.

Article 08 Section 22

Data breach notification

72-hour notice to you and the Information Regulator.

Article 09 Information Officer

Contact the Information Officer

A single inbox for access, correction, deletion, objection, and complaints.

Privacy Standard

Minimal · Purpose-bound · Auditable · Never sold.

We do not sell personal information and do not use it for third-party advertising. Data processed cross-border is protected consistent with section 72 of POPIA.

ReviewedCape Town · ZA9 · 05 · 2026Pakstoor (Pty) Ltd